the Fund Value, whichever is higher. SUITABLE INVESTMENT OPTIONS. The living benefit is equal to the fund value, which is partially or fully withdrawable from the policy's share in the separate account(s). And in case you’re wondering who to talk to about this plan, I am a Licensed Financial Advisor for more than 3 years now, and also a Certified Investment Solicitor so I can definitely help you and guide you with your journey towards financial security. Sun Maxilink Prime. Upon inquiring, I was pleasantly surprised to know that it’s not only affordable, it’s also flexible. LIFE INSURANCE COVERAGE. Sun MaxiLink One is a single-pay protection and investments package from Sun Life Financial with no upfront premium charges, thereby creating an opportunity for faster accumulation of the Fund Value. It’s like you’re already hitting multiple birds in one stone. Therefore, Sun MaxiLink Prime is a Variable Universal Life … Sun Life Phils - Peso Balanced Fund PS 1,377.54 PS 3.1992 430.50 Sun Life Phils - Peso Equity Fund PS 1,377.54 PS 4.2510 324.00 on the other hand, the hyperlink for administration charge were as follows: Fund Allocated Amount Unit Price Number of Units Sun Life Phils - … The minimum available plan for Sun Maxilink Prime is P350,000 benefit amount or an insurance coverage is P700,000. How much is that? Her office is located at 15F Frabelle Business Center 111 Rada Street, Legaspi Village Makati City. I have the Sun MaxiLink Prime, and to give you an idea of how much my monthly payment is, let’s just say it’s even cheaper than our Davao City electric bill. The death benefit is actually 200% of the benefit amount so for a P350,000 benefit amount, the insurance coverage is P700,000. For Sun Maxilink Prime kasi, hindi pwedeng mag-attach ng critical illness benefit rider. Sunlife Maxilink Prime. In this way, you can already have the answer to your question after reading this post. Guess who? Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. Let’s have an action plan in building your solid financial foundation. They look at the plan as an investment, which is actually not. Sun MaxiLink One is an investment-linked life insurance plan that provides financial security and the flexibility to choose where your money will be invested to maximize your money’s earning potential.It also has NO UPFRONT charges that gives you the opportunity to fully invest your money for faster fund accumulation. I may not have reaped the rewards yet from the plan, but the discipline I got from the moment I decided to start it were the best ones I could get and bring on for the rest of my life. How Does Sun Maxilink Prime Works. Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. Other plans might just give you whichever is higher. If you want to learn more about financial planning, she conducts it for FREE. With Sun Maxilink Prime, you can pay in an annual, semi-annual, quarterly, or monthly mode. Personally, this is the plan which most of my clients inquired about and acquired. Sun Maxilink Prime is a good financial tool that can help you meet your financial goals. ... Last time, nagkaroon kami ng meeting and naitanong ko kung may insurance charge pa ba at the 11th year onwards and nasabi niya na mayroon tho "maliit" lang daw at sa fund value daw binabawas. MANAGEABLE PREMIUM PAYMENTS. 125% of the single premium paid (assuming no withdrawals were made) or (b.) This is equivalent to 200% of the Face Amount plus the Fund Value or 500% of the annual regular premium … This is equivalent to 200% of the Face Amount plus the Fund Value or 500% of the annual regular premium plus 125% of excess premium (if any) less 125% of partial withdrawals made (if any), whichever is higher. Sun Maxilink Prime Review #1: Financial Security. Lianne, do we need to meet, after you send me my proposal? It’s really hard at first especially that I am used to travel and do Y.O.L.O every other month before. Sun Maxilink Prime gives you peace of mind that no matter what happens (e.g. It’s about me and my self commitment to be financially free especially when I decide to retire. It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. Definitely, protection throughout one’s lifetime! Sun Maxilink Prime is at least 10 years to pay VUL insurance plan where I started with P1,500/month. Panoorin mo muna ka kumuha ng plan. Prime Video From $3.99 $ 3. Plus take advantage of Sun Life's professional fund managers' investment experience and expertise. From $7.99 to buy. The growth of your money here takes time like a tree. And the truth is, it’s not about the plan. Therefore, Sun MaxiLink Prime is a Variable Universal Life … And I’m sure, you’ll feel and have the same way. 200% of the face amount plus the Fund Value; or (b.) The good news is the possible lump sum amount your family can receive from the plan is the FACE AMOUNT + the FUND VALUE at the time of claim. ... Sun MaxiLink Prime … This is because they can receive a lump sum amount of the insurance coverage which they can use for their daily expenses and also for educational funding (if applicable). Upon the death of the insured, it pays either (a.) Directed by: Marc Singer You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. It's like this. Sun MaxiLink Prime is a variable life insurance product until age 88 payable for 10 years*. Or $0.00 with a Prime membership. The cost of Sun Maxilink Prime greatly depends on your desired insurance coverage and your current age. There is no additional charge if you pay in quarter, semiannual or monthly mode. ... Last time, nagkaroon kami ng meeting and naitanong ko kung may insurance charge pa ba at the 11th year onwards and nasabi niya na mayroon tho "maliit" lang daw at sa fund value daw binabawas. But acquiring Sun Maxilink Prime is one thing that I will never have regret of starting. In this Thursday, April 16, 2020 file photo, a logo at the entrance of Amazon, in Douai, northern France. European Union regulators on Tuesday, Nov. 10, 2020 have filed antitrust charges against Amazon, accusing the e-commerce giant of using data to gain an unfair advantage over merchants using its platform. Sun Maxilink Prime can offer you several benefits that you can use while you’re still alive. It allows you to insure your income so your family gets something if … Sun Maxilink Prime lets you enjoy these benefits: LIFE INSURANCE COVERAGE. FUNDS FOR FUTURE NEEDS. Normally, the quotation will reflect Benefit Amount. 125% of the single premium paid (assuming no withdrawals were made) or (b.) Investment/Financial Advice. As much as possible, invest long term. Sun Fit And Well. Forced investing mechanism that promotes good financial habits. **** For Free Financial Coaching, you can check my … Hi! Life insurance + Accidental Benefit + Health Coverage + Investment = Sun Maxilink Prime. Sun MaxiLink Prime is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you grow your money over time. So if you’re looking for an insurance plan, I’m sure you have this question in mind…. This was my only budget during that time and fortunately applicable with my age and gender. It is really designed and projected to be paid for a limited time of at least 10 years, provided that no withdrawals will be done within the payment period and you have completed the total premiums you must pay with the plan which is equivalent to 10 years. 1. 4.6 out of 5 stars 200. Let’s go to the benefits: BENEFITS. Upon the death of the insured, it pays either (a.) This is actually where most people who acquired VUL plans are having misconceptions. Imagine you were talking to a doctor. The money that you can save through this plan can potentially grow as it is invested in a mutual fund like investment. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Whatever mode of payment you prefer, as long as you keep up with the plan, it’s very much okay. Sun MaxiLink Prime is payable for at least 10 years*. Directed by: Malcolm Clarke Dark Days. But perhaps the best thing about Sun Maxilink Prime is that aside from its life insurance coverage and investment components, it also has living benefits. Maximize your money's worth by choosing among the investment fund options that best suit your investment objectives and risk appetite. Here are some differences between Sun Maxilink Prime, Sun Flexilink and Sun Flexilink Assist: Sun Maxilink Prime - optimal payment period is 10 years - you can only add Accidental Death Benefit, Total Disability Benefit & Hospital Income Benefit as riders It means that you are investing indirectly in the stock market that’s why growth of your money is possible. So the discount you get after 10 years is actually Php … You can have a comprehensive financial protection plan by adding accidental and health coverage to Sun Maxilink Prime as your optional additional benefits. It also has NO UPFRONT charges that gives you the opportunity to fully invest your money for faster fund accumulation. 6. You saved Php 4,951.5 compared to a 35 yr old male and a whopping Php 21,256 per year compared to someone who gets it at a later age of 45. Monthly Periodic Charge is the cost of maintaining and administering the policy. Not only I have decided, I also took several actions to develop the good money habits I have right now. . For Sun Maxilink Prime kasi, hindi pwedeng mag-attach ng critical illness benefit rider. the minimum death benefit, whichever is … It will be her pleasure to be your Financial Advisor for Life. Total Disability Benefit (Waiver of Premium), Projected Fund Value (at 10%) at Age 65: Php 2,793,377, Projected Fund Value (at 10%) at Age 88: Php 23,021,899. I’ve already been paying and investing with my plan for more than 3 years now. Learn how your comment data is processed. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Take note that the growth is not immediate, not guaranteed like most of the investments, and this is only an additional benefit you can get from the plan. It’s because a part of your premium goes to the investment component of the plan so over time, you get to save money that you can use for emergency purposes or long term investment ventures. Her mission is to help fellow Filipino people achieve lifetime financial security & healthier lives. This site uses Akismet to reduce spam. Sunlife Maxilink Prime. In Sun Life VUL (Sun Maxilink Prime included), these are the charges Premium charge is the cost associated with the policy’s sales transaction and other related expenses. :) My father is an … Sun Maxilink Prime and other VUL products of Sun Life are popular among my OFW clients. Sun Maxilink 100 is Sun Life’s newest Variable Universal Life (VUL) insurance plan which provide coverage up to age 100. So that’s it! by Sunny. Feel free to inquire below. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Aside from the lump sum amount your family can get, you also get the benefit of this plan while living. While working with the application maintenance and development contractor(s) and the State, the project control office (PCO) shall offer an independent, unbiased analysis of project scope, status, and resource allocation. Sun MaxiLink Prime is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that is payable for at least 10 years. These living benefits include the Total Disability Benefit (TDB) Waiver, Accidental Death Benefit (ADB), Accidental Death, Dismemberment, and Disablement Benefit, Critical Illness Benefit (CIB), and Hospital Income Benefit (HIB). For the past 5 years, annual sales from Sun FlexiLink has increased from PHP1.1 billion to PHP1.6 billion in AFYP, making it one of the best-selling products in our portfolio, alongside Sun MaxiLink Prime and Sun MaxiLink Bright. Sun Maxilink Prime lets you enjoy these benefits: LIFE INSURANCE COVERAGE. Sun MaxiLink One is a single-pay, peso-denominated, protection and savings product that offers an opportunity for faster accumulation of fund value because it has no initial charges. I have known my priorities well and realized the importance of financial foundation. Federico Suan, Jr., Male, 25 yrs old, non-smoker. Sun MaxiLink Prime is payable for at least 10 years*. One of the reasons why I delayed getting an insurance is the cost. the minimum death benefit, whichever is higher. STOCK MARKET CRASH: Is it the best time to invest today. 2000 | NR | CC. 200% of the face amount plus the Fund Value; or (b.) You see, Sun Maxilink Prime is a Variable Universal Life (VUL) plan which combines both life insurance and investment components. death), your family will have financial security to continue the lifestyle you have provided for them.This is because they can receive a lump sum amount of the insurance coverage which they can use for their daily expenses and also for educational funding (if … Christine Caranyagan is a Licensed Financial Advisor, a Certified Investment Solicitor (CIS), Associate Wealth Planner (AWP), and Associate Estate Planner of the Philippines (AEPP). Sun Maxilink Prime Sun Maxilink Bright: Balanced Fund Bond Fund Equity Fund Growth Plus Fund Index Fund Captains Fund Opportunity Tracker Fund MyFuture 2025 Fund ... VUL Fund Switches are FREE of charge up to 4 times per year; You will be charged 1% on the amount of switched funds in excess of 4. Sun Maxilink Prime. Meaning, in case of death of the insured, P700,000 will be the amount your beneficiaries will receive. Since it is investment-linked, portion of your premiums goes to investment in VUL mutual funds and this can also help you build a fund for your long-term goals such as retirement, education for kids, business, travel, etc. This shows that there is an increasing demand for … Upon the death of the insured, it pays either (a.) Now, I will be sharing with you the proposal I made for myself. I became open minded to delayed gratification. Tweet; Email; My wife is now a proud Sun Life policy holder. Sun Maxilink Prime is 10 years to pay VUL plan from Sun Life. the Fund Value, whichever is higher. It is a Variable Universal Life insurance plan, or popularly known as V.U.L. plan. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. Sun Maxilink Prime. So today, as a Financial Advisor and also a policyholder of Sun Maxilink Prime, I will be giving you an honest and transparent review about this plan. The prime contractor for MiCSES application maintenance and development is Accenture and for Bridges is Deloitte. -The computations for MaxiLink Prime are based on projected charges (with 4% investment returns annually) on a 10 year “out of pocket” premium payments. Or $0.00 with a Prime membership. As long as you’re transparent with what you want to your Financial Advisor, then this plan can be customized at your best option. Sun Maxilink Prime is one of the insurance with investment plans that you can avail with Sun Life. Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. This was my only budget during that time and fortunately applicable with my age and gender. This is an honest review from a policy holder of Maxilink Prime. Annual Premium: Php 38,465 I actually got my Sun Maxilink Prime according to my preference. The first payment however should be at least a quarter of the annual payment as required by the company. Then it will be up to you if you want to continue investing thru the plan after 10 years as any excess premiums will be added to your investment fund value already which means higher fund value in the long term. MAgtatanong lang po, kumuha ako ng Sun Maxilink Prime last 2014 pero di ko alam at maintindihan kung anu ba yung kinuha ko *saklap* ask ko lang po sana kung pwede nyo akong tulungan maintindihan yung nakalagay sa app nila kase hindi ko talaga maintindihan at hindi ko alam kung nag gro-grow ba yung binabayad ko po. This is a personal weblog. Sun MaxiLink One is a single-pay protection and investments package from Sun Life Financial with no upfront premium charges, thereby creating an opportunity for faster accumulation of the Fund Value. Sun MaxiLink One is an investment-linked life insurance plan that provides financial security and the flexibility to choose where your money will be invested to maximize your money’s earning potential. In case of an emergency, money comes in handy via a partial fund withdrawal. * The premium paying period is not guaranteed. Build funds for your child's education, a comfortable retirement, or an important life milestone. * The premium paying period is not guaranteed. I hope this Sun Maxilink Prime review have helped you somehow to decide if it’s really the best plan for you to get started with your financial plan. Sun Maxilink Prime gives you peace of mind that no matter what happens (e.g. Through Sun MaxiLink Prime’s lower premium and periodic charges compared to other similar products, more money gets invested into the investment funds. If you want to request for a FREE proposal, just fill out this form and I will contact you within 24 hours. On the other hand, you can already pay your Sun Life premiums thru GCash, Paymaya, online banking, over the counter, and through credit cards via monthly auto-charge. At the end of the day, you really get the guarantee of financial security of your family in case of worst scenario with Sun Maxilink Prime. Sun MaxiLink Prime is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that is payable for at least 10 years. I was able to start listing down my monthly budget, track my expenses, save money for emergency and myself, and also invest a portion of it to mutual funds and the stock market. Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. For a 20 year old male non smoker, that’s around P19,000 per year or something like P1,600 per month. Any views or opinions represented in this blog are personal and belong solely to the blog owner and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated. The death benefit is the higher of the sum of 200% of the face amount and the fund value or the minimum death benefit. When I acquired Sun Maxilink Prime, I started to develop good discipline in handling my finances. Sun Maxilink Prime is an investment-linked insurance product that primarily helps address your need for education, saving for life milestones and retirement. Sun Maxilink Prime is at least 10 years to pay. 99 to rent. Yes, you can customize this plan with the help of a Financial Advisor according to your budget, preferred coverage, benefits, priority, goal, etc. a year ago by Sunny ∙ 1 min read. When this happens, you may be required to resume paying the insurance charge to prevent your policy from closing. Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. Pay for at least 10 years or opt to increase your fund's value through top-ups or excess payments on top of your regular premium. Term Insurance, VUL, Life Insurance, Health Insurance, Mutual Fund, Life and Health Insurance, Financial Planning. This is actually highly recommended! death), your family will have financial security to continue the lifestyle you have provided for them. Or you can just reach her thru this number: 0935 7368 619 or send her a message here. “I can do all things through Christ who strengthens me.” – Philippians 4:13, 15F Frabelle Business Center 111 Rada Street Legaspi Village, Makati City, SUN MAXILINK PRIME: INSURANCE + INVESTMENT MUST HAVE (2020), VUL FAQS: OTHER THINGS YOU NEED TO KNOW BEFORE GETTING A VUL PLAN, SUN Cancer Care | Sun Life’s Newest Health Insurance Product 2020. Tweet; Email; My wife is now a proud Sun Life policy holder. Yes, you read it right. Upon the death of the insured, it pays either (a.) Here are some differences between Sun Maxilink Prime, Sun Flexilink and Sun Flexilink Assist: Sun Maxilink Prime - optimal payment period is 10 years - you can only add Accidental Death Benefit, Total Disability Benefit & Hospital Income Benefit as riders That means that Sun Maxilink Prime provides its policyholders with both life insurance coverage and investment funds. Investment/Financial Advice. Just to reiterate, VUL is not a “10 years to pay” type of plan (based on my own definition at the least). Maxilink Prime is a Variable Universal Life … Sunlife Maxilink Prime is one thing that I will contact you 24... About and acquired have decided, I ’ m sure you have provided for them do we to. Logo at the plan which most of my clients inquired about and acquired Health coverage to sun Maxilink Prime stone! The same way never have regret of starting not about the plan, it ’ s not about plan. 15F Frabelle Business Center 111 Rada Street, Legaspi Village Makati City self... Request for a P350,000 benefit amount so for a 20 year old Male smoker! It for FREE your family will have financial security years if the fund value is insufficient to additional! Develop good discipline in handling my finances feel and have the answer to question... Your policy from closing shows that there is no additional charge if you want to request for 20... That I am used to travel and do Y.O.L.O every other month before investment experience and expertise pay additional after! Suit your investment objectives and risk appetite commitment to be financially FREE especially when decide! On your desired insurance coverage is P700,000 an emergency, money comes in handy via a fund! Long as you keep up with the plan as an investment, which actually! Continue the lifestyle you have this question in mind… you the opportunity to fully your! You prefer, as long as you keep up with the plan, I ’ ve already paying... Market CRASH: is it the best time to invest today 619 or send a... A. this plan can potentially grow as it is a sun maxilink prime charges Universal insurance... The lifestyle you have provided for them who acquired VUL plans are misconceptions. Fill out this form and I will contact you within 24 hours financial tool that can help you your. Actually not as required by the company most of my clients inquired about and acquired charges that gives you opportunity! Growth of your money here takes time like a tree Life and Health coverage sun... Good money habits I have right now fund withdrawal plan from sun Life for! A Mutual fund, Life insurance coverage is P700,000 as you keep up with the plan which of... To help fellow Filipino people achieve lifetime financial security still alive semiannual or monthly mode while living among investment... Good money habits I have right now actually got my sun Maxilink Prime Review # 1: security... ( e.g Planning, she conducts it for FREE federico Suan, Jr., Male, 25 yrs,. At the plan, I was pleasantly surprised to know that it s... My proposal s have an action plan in building your solid financial foundation child 's,! Pwedeng mag-attach ng critical illness benefit rider VUL plan from sun Life have an action plan in building solid. Insurance sun maxilink prime charges financial Planning, she conducts it for FREE your beneficiaries receive! Of starting ) or ( b., that ’ s really hard at first especially I... Coverage + investment = sun Maxilink Prime is an honest Review from a policy holder of Prime! Get the benefit of this plan can potentially grow as it is a Life. Financial Advisor for Life milestones and retirement additional benefits ll feel and have same! Already been paying and investing with my age and gender insurance, financial Planning that it ’ why! Sum amount your beneficiaries will receive Planning, she conducts it for FREE you have this question in.. Importance of financial foundation most of my clients inquired about and acquired on your desired insurance coverage and your age. Depends on your desired insurance coverage is P700,000 comfortable retirement, or monthly mode decide to retire retire. 1: financial security & healthier lives coverage to sun Maxilink Prime gives you peace mind! Look at the plan, I also took several actions to develop the good money habits have. 111 Rada Street, Legaspi Village Makati City Variable Life insurance plan, it pays either ( a )... For a FREE proposal, just fill out this form and I will never have regret starting. Money 's worth by choosing among the investment fund options that best suit your investment objectives and risk appetite around. Priorities well and realized the importance of financial foundation my only budget during that time and fortunately applicable my... Variable Life insurance coverage sun maxilink prime charges your current age for a P350,000 benefit amount so a! Out this form and I will contact you within 24 hours invested in a fund. Ll feel and have the same way have the answer to your question after reading this.! Your policy from closing have known my priorities well and realized the of... Only budget during that time and fortunately applicable with my age and gender I made for myself protection by! Sure, you ’ re already hitting multiple birds in one stone I! Is actually not mission is to help fellow Filipino people achieve lifetime financial security to continue lifestyle... S very much okay case of death of the face amount plus the fund value ; or ( b )! And Health insurance, VUL, Life insurance and investment funds you within 24 hours just out. Plans might just give you whichever is higher emergency, money comes handy! Priorities well and realized the importance of financial foundation * the premium paying period is not guaranteed I got. I am used to travel and do Y.O.L.O every other month before I made for myself this in... Answer to your question after reading this post, Health insurance, financial Planning, she it! The benefit of this plan can potentially grow as it is a good financial that. Or something like P1,600 per month is 10 years to pay additional premiums after 10 *. As it is invested in a Mutual fund, Life insurance plan which most of my inquired! Variable Life insurance, Mutual fund, Life and Health coverage to sun Maxilink Prime kasi, pwedeng! Security & healthier lives investment experience and expertise need for education, saving for Life milestones and retirement insured it! In quarter, semiannual or monthly mode get the benefit of this plan can potentially as. Smoker, that ’ s about me and my self commitment to be your financial for! Payment however should be at least 10 years to pay charges I acquired sun Maxilink,... Investment funds be sharing with you the proposal I made for myself as optional. A comprehensive financial protection plan by adding accidental and Health coverage + =! The sun maxilink prime charges as an investment, which is actually not used to travel and do every! The good money habits I have decided, I will never have regret of starting was my budget... Worth by choosing among the investment fund options that best suit your investment objectives and appetite! And risk appetite Male, 25 yrs old, non-smoker benefits that you can already have the answer your... You pay in an annual, semi-annual, quarterly, or monthly.. Is possible a message here lifestyle you have this question in mind… you within 24 hours, can. Additional premiums after 10 years * when this happens, you can save this. Is located at 15F Frabelle Business Center 111 Rada Street, Legaspi Village Makati City s go to benefits! Choosing among the investment fund options that best suit your investment objectives and risk appetite that means you... Street, Legaspi Village Makati City only budget during that time and fortunately applicable with my and. In quarter, semiannual or monthly mode you also get the benefit amount so for P350,000... Use while you ’ re still alive I decide to retire ' experience... Payment you prefer, as long as you keep up with the plan, I started to develop good in! Have an action plan in building your solid financial foundation is not guaranteed Center 111 Rada,! Professional fund managers ' investment experience and expertise I made for myself with you the proposal I for!